SEM SUOR SEM STRESS^™

^*Subject to credit approval. Minimum monthly payments required during the promotional period (“promo”). Making minimum monthly payments during the promo will not pay off entire principal balance. Interest is billed during the promo, but all interest is waived if the principal balance is paid in full before the end of the promo. Payment amounts assume full credit limit spent immediately following approval. Fixed APR of 26.99%. For purchase price of $1,800: 12 payments of $40.48 followed by 54 payments of $57.90. Recommended payment of $150 per month for 12 months is an estimate of monthly payments made 12 times to pay principal balance for a purchaseprice of $1,800 in full before the expiration of the promo. First payment must be made in the first month of the loan prior to receipt of the first billing statement to pay off before the end of the promotional period with 12 monthly payments.